Become a Eurodrive Approved Dealer
Eurodrive products.
Flexible finance solutions built to support dealer performance.
Finance that works for dealers.
Not every finance case fits mainstream criteria - and those deals shouldn’t be lost.
Eurodrive Motor Finance provides a comprehensive range of finance products designed to support a wide variety of vehicles, customer profiles and deal structures.
From prime to non-prime, standard to specialist, our solutions are built to help dealers close more deals with confidence.
Our products are supported by:
- Multi-panel lender access
- Manual underwriting where required
- Specialist Dealsaver support
- Dealer-focused systems and tools
- Experienced account management
Everything is designed to support speed, clarity and better outcomes.
Hire Purchase (HP)
Strong rates. Flexible terms. Reliable outcomes.
Hire Purchase remains one of the most popular finance products for dealers and customers alike. Our HP solutions are designed to support competitive quoting while maintaining flexibility across a wide range of vehicles.
Key features:
Competitive rates and strong commission structures.
Vehicles up to 8 years old at start of agreement.
Terms up to 60 months.
Cars, motorcycles and LCVs supported.
Special EV rates available.
Rate for Risk options available.
A dependable solution for straightforward finance conversations and consistent deal completion.
Personal Contract Purchase (PCP)
Smarter residual-based finance, quoted with confidence.
Our PCP products are supported by intelligent tools that allow dealers to structure deals clearly and efficiently.
Key features:
Online multi-quote calculator.
24, 36, 48 and 60-month PCP options.
New to 8-year-old vehicles.
Nil deposit options available.
EV PCP solutions supported.
Designed to support clear customer conversations and faster progression from quote to completion.
Lease Purchase (LP)
Flexible residual-based finance, built for confident deal-making.
Our Lease Purchase solutions give dealers a smart alternative to PCP, offering residual-based finance without mileage restrictions and with greater flexibility at the end of the agreement.
Supported by intelligent tools and experienced underwriting, Lease Purchase allows you to structure deals clearly, manage monthly payments effectively and keep customer conversations simple and transparent.
Key features:
Online multi-quote calculator
Flexible terms to suit a wide range of customer needs
New to 8-year-old vehicles
Lower monthly payments through deferred final balance
No mileage restrictions
EV Lease Purchase options available
Designed for customers who value flexibility and for dealers who want a clear, efficient route from quote to completion.
How dealers use each product.
HP vs PCP vs Lease Purchase
A quick comparison to help match the right product to the right customer.
| Feature | Hire Purchase (HP) | Personal Contract Purchase (PCP) | Lease Purchase (LP) |
|---|---|---|---|
| Best for | Customers who want a straightforward route to ownership | Customers focused on lower monthly payments and end-of-term choice | Customers who want lower payments without mileage restrictions |
| Vehicle age | New to 8 years | New to 8 years | New to 8 years |
| Typical term lengths | Up to 60 months | 24 / 36 / 48 / 60 months | Flexible terms available |
| Deposit | Usually required | Nil deposit options available | Usually required |
| Monthly payments | Typically higher than PCP / LP | Lower, supported by a residual value | Lower, supported by a deferred final balance |
| Final payment | None | Optional balloon / GFV (if purchasing) | Deferred final balance |
| Mileage restrictions | None | Yes | None |
| Ownership at end | Automatic (once all payments made) | Optional (buy, return, or refinance) | Customer ownership after final payment |
| EV options | Available | Available | Available |
| Dealer conversation focus | Simple ownership | Choice and flexibility | Payment control and freedom |
Hire Purchase (HP)
Ideal for customers who want a straightforward route to ownership with no mileage restrictions and clear repayment structure.
Personal Contract Purchase (PCP)
Popular for keeping monthly payments lower and giving customers flexibility at the end of the agreement.
Lease Purchase (LP)
A strong alternative to PCP for customers who want lower monthly payments but don’t want mileage limits or end-of-term conditions.
Choosing the Right Product
The right product depends on:
Customer priorities. Budget and affordability. Vehicle type and value. Expected usage and mileage.
Having all three options available allows dealers to structure deals confidently and keep customers engaged.
Supporting Better Conversations
Eurodrive Motor Finance supports dealers with:
Intelligent multi-quote calculators. Clear product comparisons. Manual underwriting where required. Experienced account management.
Helping you match the right product to the right customer, every time.
Non-Prime & Specialist Finance
Turning complex cases into workable deals.
Non-prime finance requires experience, structure and the right support. All non-prime products are administered by our dedicated Dealsaver Team, ensuring each case is handled with care and expertise.
Key features:
Terms up to 5 years.
Up to 130% retail value considered.
CCJs and defaults supported.
Access to a multiple-lender panel.
Manual underwriting and deal refinement.
Ideal for customers who sit outside mainstream criteria - and for dealers looking to reduce lost opportunities.
Motor Loans
Flexible solutions beyond traditional structures
Motor loans offer a versatile option for specific scenarios where standard finance isn’t suitable.
Key features:
Vehicles up to 8 years old at start.
No loan-to-value restrictions.
Ideal for negative equity solutions.
Ability to fund add-ons.
Top-up loans available.
A practical solution for bespoke customer needs and complex deal structures.
Vehicles & Assets We Fund
Eurodrive Motor Finance supports a broad range of vehicles and assets, including:
Cars
Vans
Trucks
Motorhomes
Motorcycles
Plant & equipment
Classic cars
This flexibility allows dealers to support a wider customer base and diversify sales opportunities.
Let’s talk.
If you’d like to understand how these finance products can support your dealership, improve conversion rates and help close more deals, we’d be happy to talk.
Sales Resources
PCP on Used Cars: How Dealers Structure Lower Monthly Payments
