Eurodrive Motor Finance

More than finance.

Helping modern dealerships grow through finance, technology, compliance and partnership.

A finance partner built around growth.

Eurodrive helps dealers keep momentum, improve conversion and build stronger finance performance with real human support, modern tools and broad lender access.

FastSimpler finance journeys that keep deals moving.
28+Strong lender relationships across a broad panel.
7Day dealer support because buyers do not only shop Monday to Friday.
1Partner for finance, compliance, technology and growth.

Built for dealers who want less to juggle.

Less compliance pressure. A website that actually works. Better stock and system control. More finance opportunities. More deals, with less hassle.

Enquiry
Proposal
Lender Match
Documents
Payout

Finance products that open more doors.

Every customer is different. Eurodrive gives dealers more ways to structure the right deal for the right vehicle, credit profile and monthly budget.

PCPLower payments. More choice.

Personal Contract Purchase

PCP can help customers access a vehicle with lower monthly payments by deferring part of the value to the end of the agreement.

  • Lower monthly payments versus many traditional structures
  • Options to keep, part-exchange or return
  • Strong for customers focused on monthly budget
  • Useful for newer and higher specification vehicles
Dealer benefit: more affordability conversations and stronger conversion.
Enhanced PCPMore competitive monthly costs.

Enhanced PCP

Enhanced PCP can support stronger affordability by using improved future values where lender criteria allows.

  • Higher future values can reduce monthly payments
  • Older vehicles may be considered by selected lenders
  • Helps dealers compete on monthly payment
  • Creates more ways to structure the same vehicle
Dealer benefit: sell vehicles competitors may struggle to fund competitively.
HPSimple ownership.

Hire Purchase

HP remains one of the clearest finance options for customers who want straightforward ownership.

  • Fixed monthly payments
  • No mileage restrictions
  • Customer owns the vehicle once payments are complete
  • Suitable for a wide range of vehicles and customer profiles
Dealer benefit: easy to explain, familiar and suitable for many buyers.
LPPrestige-friendly structure.

Lease Purchase

Lease Purchase can reduce monthly payments by leaving a final balloon, often helping with higher value vehicles.

  • Fixed monthly payments
  • Final balloon payment
  • Popular for prestige, performance and executive vehicles
  • Can suit personal and business customers
Dealer benefit: helps unlock higher value sales where monthly payment matters.
RefinanceRevenue without a new sale.

Vehicle Refinance

Refinance can allow customers to release equity from a vehicle they already own while keeping the vehicle.

  • Release cash from an owned vehicle
  • Support debt consolidation, home improvements or business needs
  • Reconnect with previous customers
  • Create finance opportunities outside stock sales
Dealer benefit: a new income stream from existing customer databases.
SettlementKeep customers moving.

Settlement Finance

Settlement support helps customers move from an existing agreement into a new structure or vehicle.

  • Support customers with current finance
  • Help restructure where suitable
  • Assist with balloon payment conversations
  • Useful when customers feel stuck in their current agreement
Dealer benefit: fewer customers lost at settlement stage.
Negative EquityA gap does not have to kill the deal.

Negative Equity Support

Negative equity happens when the finance settlement is higher than the vehicle value. The right lender and structure can help suitable cases progress.

  • Specialist lender routes may be available
  • Best identified early in the sales process
  • Clear affordability and criteria still apply
  • Supports customers looking to change vehicle
Dealer benefit: protect deals that might otherwise fall away.
Non-PrimeDeclined does not always mean done.

Non-Prime Finance

Non-prime deals often need better placement, better structure and the right lender first time.

  • CCJs, defaults and missed payments may be considered
  • Thin credit files and first-time buyers
  • Self-employed customers
  • Alternative placement when prime declines
Dealer benefit: recover deals that may otherwise be written off too early.
CommercialVans, pick-ups and business buyers.

Commercial Vehicle Finance

Eurodrive supports dealers working with sole traders, limited companies and customers buying for business use.

  • Vans and pick-ups
  • Light commercial vehicles
  • Sole traders and limited companies
  • Business-use customer support
Dealer benefit: expand beyond traditional retail car finance.
LeisureMotorhomes, campers and caravans.

Motorhome, Camper and Caravan Finance

Leisure vehicles need specialist understanding around age, value, term and seasonality.

  • Motorhomes and campervans
  • Touring caravans
  • Specialist leisure lenders
  • Longer term opportunities depending on criteria
Dealer benefit: support specialist and seasonal leisure vehicle sales.
PrestigeHigh value funding.

Prestige and Performance Finance

Higher value vehicles need a more considered approach, from lender selection through to structure and documentation.

  • Luxury, executive and performance vehicles
  • Lease Purchase opportunities
  • Large balance support
  • Bespoke underwriting conversations
Dealer benefit: better support for high-value stock and specialist customers.

The engine behind your dealership.

Compliance handled. Website performing. Finance flowing. Move your primary business functions into one place so you can focus on selling cars.

Compliance Club

For dealers who want compliance handled properly, professionally and with less pressure on the business.

  • Best for dealers happy with their website setup
  • Stronger compliance support
  • Reduced risk
  • More confidence in daily operation

Growth Club

A stronger digital presence, better stock control and a website built to generate more enquiries.

  • Best for dealers upgrading their website and operational setup
  • Improved visibility
  • Better online customer experience
  • No need to change compliance support

Technology that helps conversion.

Modern finance tools, digital integrations and better customer journeys help turn more visitors into finance conversations.

WEB

Dealer Websites

Modern websites designed to showcase stock, support finance enquiries and improve the online experience.

DMS

Dealer Management

Better stock and system control, bringing key dealership functions into one connected place.

CALC

Calculators

Finance calculators and online tools to help customers engage before they contact the dealership.

SEO

Visibility

Support for dealers who want a stronger digital presence and more finance opportunities.

Real human support.

We show up. We stay proactive. We keep things human. We want you to grow. We help you modernise.

AM

Account Management

Consistent communication and genuine relationship building.

Proactive Ideas

Support and solutions, not just rate sheets.

DG

Driver Guardian

Free 30 day breakdown cover for customers through Driver Guardian when registered.

CF

Concierge Stock

Advertise stock on the Concierge Finance website free of charge.

Celebrating the journey together.

Dealer Rewards recognise paid-out milestones and the partnerships being built one deal at a time.

Deal 1Enjoy a coffee on us.
Deal 10A sweet treat.
Deal 25Bottle of bubbly.
Deal 50Dinner for two.
Deal 100One night hotel stay.

Not FCA authorised?

Dealers may still be able to offer finance through the Eurodrive introducer route, with Eurodrive managing the regulated finance journey.

Dealer introduces
Eurodrive qualifies
Finance managed
Customer funded
Dealer supported

Finance is just the beginning.

Whether it is increasing finance penetration, improving acceptance, modernising your dealership, simplifying compliance or creating a stronger customer experience, Eurodrive is here to help your dealership move forward.